Why did My Insurance Premium Increase when I Haven’t had a Claim with my...
There are many reasons you could see insurance premiums increase, even if you have not made a claim. The main reason is based on the profits and losses experienced by the company. Most insurance...
View ArticleMotorist: Safety Measures when Sharing the Road with Bicyclist
In the U.S., bicycles are considered vehicles, and hold the same rights on the roadways as motor vehicles do. However, because bicycles are much smaller, slower and difficult to see, motorists must...
View ArticleWhat is the Average Time that a Claim is Processed or Settled?
If an accident or break-in leaves your car or home vulnerable to damages or loss, you will probably rely on your homeowners or auto insurance policies to repair the damages in an appropriate amount of...
View ArticleWhy is Personal Liability Insurance Important?
The intent of personal liability insurance is to protect the insured from staggering financial jeopardy if involved in an event that causes damage to another’s property or bodily harm to others. It is...
View ArticleWays to Save Money on my Boat Insurance
Did you know that you could save money on your boat insurance policy? If you own a boat, of any type, you know the importance of having adequate insurance to cover any type of damage you may have....
View ArticleWhy Did My Insurance Premium Increase When I Haven’t Had a Claim With My...
Opening your insurance renewal packet can be a scary thing because even if you haven’t made a claim, your rates could still increase. This is because your insurance carrier uses a wide range of...
View ArticleWhat should I look for when purchasing umbrella insurance?
All of us have heard the term "policy limits" when buying auto insurance or homeowners insurance, but most likely never gave it much thought. Simply put policy limits are when your insurance stops...
View ArticleThe Statistics on State Cell Phone Use and Texting While Driving
It is clear to most people that texting while driving is a dangerous practice. However, just knowing the danger exists is not enough to convince some drivers to limit their cell phone use while they...
View ArticleIs it possible to register a car under a different name?
One of the questions asked often of those who work for the Department of Driver Services or auto insurance agents is: “Is it possible to register a car under a different name?” There could be any...
View ArticleHow Long Does It Take for a Driving Record to Clear?
When it comes to your driving record, keeping it clear of any ticket is a very important step in maintaining lower insurance rates. However, there are times when things happen. You were going just a...
View ArticleWill a New York Defensive Driving Course Give Me a Discount and Keep Tickets...
Many New York drivers think that defensive driving will reduce their monthly car insurance premiums and help them avoid tickets. However, the reality is slightly different. If you know how to drive...
View ArticleI am a weekend warrior and play sports regularly. What options are available...
If you’re like many active Americans, you relish the opportunity to engage in your favorite sports activity, especially after a hard week at work. Whether you prefer the fast-paced action of a great...
View ArticleWhat are the benefits of using telematics, or digital tracking devices, in my...
The goal of any insurance provider is to assess the risk that a driver presents, as well as the likelihood that he or she will eventually need to file a claim. While there is no way to predict the...
View ArticleWhat are the advantages of using an independent agent for setting up...
As a business owner, your list of insurance needs may seem like a mile long. It can be tempting to purchase your commercial insurance policies from the insurance company you have always done business...
View ArticleWe are leaving on a beach vacation to escape the cold. What should we do to...
With the winter weather now in full force, we are all feeling the effects – and that includes your home! When you decide to have a vacation from the cold on a lovely sunny beach, don’t forget that your...
View ArticleDo any types of home insurance enable me to receive a tax deduction or credit?
When you are choosing the homeowners insurance for your property, you may have questions about tax regulations and whether your insurance purchase can qualify you for a tax deduction. While every case...
View ArticleI have some prized botanicals in my garden that were destroyed by the winter...
When a person’s home is damaged in a winter storm, his or her first thoughts are often of making a homeowners insurance claim. What if all the value isn’t in your home, though? What if you have a...
View ArticleI am just starting out as an entrepreneur and am not sure if my new business...
A start-up company can qualify for a commercial insurance policy, but the details of any plan may vary based on the nature of the business. Depending on the type of products or services that you...
View ArticleI bought some items shopping online, and my credit card information was...
When it comes to e-commerce, it can be difficult to determine if a home insurance policy is appropriate for the situation. Although shopping online may be covered by some insurers, your homeowners...
View ArticleWhy should I report home renovations to my independent insurance agent?
It is essential that homeowners contact their insurance agent when there are plans to start a home renovation project. Whether the project is complex and involves adding extra square footage to a home...
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